Facing Bankruptcy? Introducing the Survival Guide You Just Can't Afford to be Without...

Facing up to the prospect of bankruptcy is difficult enough - without having to search far and wide for the answers to those all-important questions. Now, for the first time, a complete step-by-step strategy has been written which provides a clear path through the entire process. The result is a detailed ‘in-the-trenches’ account from a bankruptcy survivor, packed with helpful hints and tips and broken down into plain English.


You will discover:

  • Sources of trustworthy free independent advice
  • Alternatives to bankruptcy, including the new Debt Relief Order
  • How to stop creditor / debt-collector harassment
  • A quick and easy way to raise money to pay costs
  • Ways to eliminate negative thinking and fear
  • Exactly what will happen to you
  • How to protect your income, possessions, home and car
  • How to obtain early discharge
  • How to repair your credit rating
  • How to stay financially secure in the future


Lee Betteridge holds a degree in Business Law and had an early career in banking. After an entrepreneurial foray into property, he was forced to declare himself bankrupt in 2007. This is an account of his journey told from both a professional and personal point of view. His personal experience shines through as he describes ways to face your situation and come out of it smiling and debt-free.

ORDER BELOW & MAKE SAVING ON
RRP:

Quantity





Please contact me for prices if ordering more than 3 copies.


No Risk Money Back Guarantee:
If you are in any way dissatisfied with your purchase you can return the book to me in its original condition within 21 days of receiving it and I will issue a full refund.

Survival Guide Contents

Part I: Is Bankruptcy Your Best Option?

1: The Historical Context
2: Myths
3: The Process and the Players
4: The Insolvency Service
5: Pros and Cons
6: Your Alternatives
7: Living Abroad?
8: Get Independent Professional Advice

Part II: Turning Your Life Around

9: Changing Your Thinking
10: You Are Not Alone
11: Who Will Find Out?
12: Dealing with Creditor Harassment
13: Sole and Joint Bank Accounts

Part III: The Bankruptcy Process

14: The Costs
15: Completing and Presenting Your Petition
16: The Day of the Hearing
17: Official Receiver Interview
18: Bankruptcy Restrictions Orders
19: Trustee Interview

Part IV: While You Are Undischarged

20: Duties and Restrictions
21: Annulment and the Fast Track Voluntary Arrangement
22: Deciding which Bills to Pay
23: The Effect on Your Assets
24: Saving Your Home
25: Keeping Your Motor Vehicle
26: Present and Future Employment
27: Protecting Your Income
28: Your Pension
29: Securing Early Discharge

Part V: After You Are Discharged

30: The Process and Effects of Discharge
31: Distribution of the Bankruptcy Estate
32: Repairing Your Credit Rating
33: Budgeting for a Debt-Free Future
34: No Regrets

Tuesday, 21 July 2009

Filing bankruptcy

To file for bankruptcy you will need to complete two forms - the petition and statement of affairs - which can be obtained from your local county court. You can also download the forms, or complete them online, using the Insolvency Service website at www.insolvency.gov.uk.

Once complete it is normal practice to present you petition at the county court closest to where you have lived or traded within the last six months. If you live in London your petition must be presented to the High Court. Should you live in one county but trade in another the bankruptcy will be dealt with in the county where you trade.
Posted by LEE BETTERIDGE at 15:49